Blog by Cody

Great question. Here are the upfront costs to expect when you purchase a home:

Your exact closing costs will be based on the circumstances of your loan. 

Closing costs include:

• Points or credits, as determined when you select your mortgage rate
• Third-party settlement fees, which are noted on all mortgage loan estimates and disclosures
• Per diem, which is pre-paid interest from...

No. Our mortgage preapproval is meant to make your home-shopping experience easy and seamless and allow you to understand the types of mortgage loans and rates available to you. Completing the preapproval mortgage application does not mean that you’re required to continue with Gapital.

Gapital does not service loans. We are mortgage brokers who broker the loan to a lender. Depending on the lender we use to fund your loan, they may service the loan for a short period of time or sell the loan immediately.

After that, they will transfer your loan to a permanent servicer. We have a lar...

After applying for preapproval online, you will be asked to upload documentation to verify the information you submitted. Once you do that, one of our Gapital mortgage originators will verify your preapproval amount. You can then generate a verified preapproval letter to send to your real estate age...